Customer notice: Our Internet Banking, Open Banking, Mobile App and Cash Machine (ATM) services using your CBS card will be unavailable between 00:30 and 05:00 on Wednesday 11 June due to essential maintenance. For details on how this outage will impact you, please click here.

Your bank card should still work during this period for the payments of goods, however you may experience some problems when using pre-authorised payments, such as ‘Pay at Pump’ petrol stations. Cash Machine (ATM) services for CBS accounts will not be available and you will not be able to withdraw cash at this time.

2024-25 Annual Report

2024-25 Annual Report

Cumberland reports modest profit as it celebrates 175th anniversary and makes significant investment to enhance customer experience
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Set yourself goals and reach them with a savings account

Set yourself goals and reach them with a savings account

Explore our savings options
Searching for or found your new home?

Searching for or found your new home?

You’re in the right place. Our locally based mortgage team are on hand to speak with you face to face or over the phone.
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Bank of England Base Rate

Bank of England Base Rate

Following the Bank of England’s decision to reduce the base rate by 0.25% on 8th May 2025, please click the button below to find out more about how this affects our mortgage and savings products.
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Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Kinder banking. It's in our nature.

At the Cumberland, our aim is to create a banking experience that is kinder to people and planet.

Celebrating our 175th birthday in 2025, we remain a purpose-led, financially strong, socially responsible building society, focussed on our people, planet and communities. Owned by our customers rather than shareholders, we are able to invest 100% of our profits back into our business and the people who make us what we are today.

We treat people with warmth and respect their dreams and ambitions. Whether you’re applying for a mortgage, starting a business or saving for retirement, we're here to provide support.

We lend a helping hand in our communities. We ensure everyone feels included, look out for the most vulnerable and offer practical solutions.

We know that caring about people means caring for nature - from the countryside and wildlife to everything beyond.

We look to the environment when it comes to making decisions. Because a sustainable future is the best foundation to build.

Real people, not robots

We’re real people, not robots. So when you speak to us, you know you’ll get a personal service.

Talk to us
Celebrating our 175th Birthday

The Cumberland remains a purpose-led, financially strong, socially responsible building society, focussed on our people, planet and communities.

Celebrate with The Cumberland
Kinder Banking. It's in our nature

Being a customer of The Cumberland means you know your money is being used to help others like you achieve their own financial goals.

Find out more about The Cumberland

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